Scan our Heymondo overview to find the advantages and disadvantages of this modern journey insurance coverage firm. See for your self if it’s the best journey insurance coverage selection for you!
Touring is all about embracing the unknown, however that doesn’t imply you wish to be caught off guard. That’s why we get journey insurance coverage each time we hit the highway, and Heymondo is our decide for our subsequent journey.
It’s not good, although nothing is (nicely, besides possibly Häagen-Dazs Cookies & Cream ice cream), however there are some actual perks that make Heymondo price contemplating. No messy paperwork, no deductibles, and a helpful app that provides you 24/7 worldwide help – that’s fairly helpful whenever you’re removed from residence. The benefit of getting a quote is a giant plus too – just some clicks and also you’re finished.
Whether or not you’re planning a fast getaway or an extended journey, it’s good to know that Heymondo has choices that may suit your wants.
Right here’s our sincere tackle the way it stacks up.
Heymondo journey insurance coverage
Touring is an journey, however let’s be actual – generally it comes with its share of hiccups. Through the years, we’ve realized the arduous method that having stable journey insurance coverage is non-negotiable.
A number of years again, I ended up in a hospital in Thailand for 3 days. It undoubtedly was not a part of the plan.
After which there was the time our son obtained injured in Greece. Each have been disturbing conditions, however understanding we had journey insurance coverage meant that no less than we didn’t have to fret about dealing with an enormous medical invoice on high of every little thing else. Having that security internet was a game-changer.
Why We Selected Heymondo
One of many issues I respect most about Heymondo is how easy it’s to get a quote. I’m not a fan of filling out countless kinds, so the truth that I might simply choose the kind of insurance coverage, plug in just a few fundamental particulars like our vacation spot and journey dates, and immediately get a quote was an enormous win for me. There was no have to painstakingly enter birthdates and names for every of the 4 of us, which, actually, saved me a whole lot of time and problem.
However ease of use isn’t the one purpose I’ll be utilizing Heymondo.
What Heymondo Gives
Heymondo provides a variety of protection choices that swimsuit various kinds of journeys. Whether or not you’re planning a brief trip, a enterprise journey, or an extended keep, there’s seemingly a plan that matches your wants.
Right here’s a fast breakdown:
- Journey Insurance coverage: On your subsequent leisure or enterprise journey, Heymondo has you lined.
- Annual Multi-Journey Journey Insurance coverage: When you’re a frequent traveler, this is perhaps an amazing possibility. It covers all of the journeys you absorb a 12 months, so long as every journey is underneath 60 days.
- Lengthy Keep Journey Insurance coverage: Planning an prolonged keep? Heymondo’s obtained a versatile plan that covers journeys longer than 90 days.
One of many standout options is the Covid-19 protection. It consists of 24/7 worldwide help and covers issues like medically prescribed PCR exams and cancellation in case of extreme sickness or dying because of Covid-19 (in insurance policies that embody journey cancellation). This type of flexibility and complete protection brings a whole lot of peace of thoughts, particularly with every little thing that’s occurred in the previous couple of years.
My Heymondo Quote
I used to be actually curious what journey insurance coverage would value for me, for a 5 day journey all the way down to the USA from Canada.
So, I obtained a quote from Heymondo journey insurance coverage for me (I’m Canadian) touring 5 days worldwide together with USA.
The quote was insanely straightforward to get. I simply entered my journey dates, the place I used to be going, and chosen the kind of insurance coverage (annual or single journey). Only a few clicks, and I had my quote. No annoying medical questionnaires, or countless scrolling to pick out drop-down dates. My quote took all of about 60 seconds.
The Heymondo Medial insurance coverage, probably the most fundamental, value $24.93. That included a whopping $10 million USD emergency medical and dental bills abroad. PLUS medical transport and repatriation residence. The medical transport and repatriation house is a giant deal to me, as a result of if one thing actually critical occurs, I’d wish to be transported again to Canada.
The Heymondo High insurance coverage had just a few additional bells and whistles, together with $1700 USD baggage protection, $450 USD journey disruption, and $3.500 journey cancellation and interruption. It additionally had $10 million USD emergency medical and dental bills abroad. PLUS medical transport and repatriation residence.
The Heymondo Premium insurance coverage had $2,500 baggage insurance coverage, $1.500 journey disruption, and $7,000 journey cancellation and interruption. It additionally had $10 million USD emergency medical and dental bills abroad. PLUS medical transport and repatriation residence.
Are journey sports activities, electronics, or cruise insurance coverage included within the journey insurance coverage?
I might get elective journey sports activities, electronics, or cruise insurance coverage on the Heymondo High and Heymondo Premium Plans. I couldn’t get it added to the Heymondo fundamental.
The Heymondo App: A Helpful Instrument
The Heymondo app is one other characteristic I discovered extremely helpful. It’s like having a journey assistant proper in your pocket.
Want to speak with a physician? You are able to do that straight by means of the app’s 24/7 medical chat. Received a query about your coverage or have to file a declare? The app handles that too, together with free on-line help calls from wherever on the planet. All of your coverage particulars are additionally saved within the app, in order that they’re straightforward to entry everytime you want them.
You will get the app on Google Play or the App retailer.
Want extra particulars?
As a result of journey insurance coverage insurance policies can change with out warning, look over your particular insurance coverage coverage before you purchase and don’t be afraid to look into any nice print if one thing appears off to you.
Closing Ideas
Whereas no journey insurance coverage is ideal, Heymondo has confirmed to be user-friendly for us, with a pleasant choice of plans from fundamental journey medical to annual multi-trip. The protection is stable, the app is a superb comfort, and the peace of thoughts that comes with understanding we’re protected is priceless. When you’re planning a visit, whether or not it’s a brief getaway or an extended journey, we’d advocate giving Heymondo a glance. It would simply make your travels rather less disturbing and much more gratifying.